Menguak Misteri Rute Penyeberangan di Danau Toba
Expenses/expenditures the government pursued effective, efficient and optimal. It is because of the limited availability of government funds, while the very many activities that must be done in order to run the government and serve the community. Therefore, the government is always trying to improve and enhance the financial system and the treasury of the state for the implementation of the budget of the government at the technical level the day-to-day can allow the realization of the effectiveness and efficiency of the budget. One that can be utilized government for the implementation of the spending is effective and efficient is to utilize the credit card facilities provided by banks. Credit card as one of the main services a commercial bank provides a lot of ease and convenience in doing transactions on spending among other things: No need to carry cash which is prone to loss. Can be restricted the allocation of funds only to the extent that is necessary. Is easily accounted for since it is recorded automatically in the bookkeeping of the bank. Avoid engineering of receipts by persons who want to obtain certain advantages. Can utilize the cooperation of the bank with the provider of goods/services that provide discounted prices or discounts. The use of credit cards in the conduct of the government spending the most possible in the implementation of expenditure for official travel. The principle of expenditure for official travel is at cost or paid based on real costs incurred. By using a credit card then any expenses directly recorded in accordance issued and can be accounted for with is good because it minimize the game receipts to earn a profit. Convenience and advantages in using credit cards in carrying out official travel has been how many times the author of the natural. Although used is a personal credit card, but also provide benefits for the country there are also personal benefits for the writer. The advantage that most real state is the presence of discounts on the purchase of cheap aircraft that can reach 50%. Suppose a bank credit card issuers work with an airline so that every ticket purchase get a 10% discount. Suppose the price of normal ticket return (PP) Rp2juta, means the country enough to pay Rp1,8juta. The same advantages can be obtained from the cooperation of the bank with the hotel. Because using a personal credit card, the authors also get advantage namely earn points that can be used to reduce the price that must be paid while performing other transactions even for free. This advantage of course will belong to the state if the credit card used belongs to the state. Not to mention when the cooperation of the government and the bank resulted in an agreement that is more advantageous in the use of credit cards for the government (the credit card travel service for example) compared to the advantages obtained in the regular credit cards to individuals. the cheapest car insurance cost of car insurance best car insurance quotes insurance auto insurance quotes car get cap insurance quotes online car insurance agent instant car insupance qdote car insurance websites direct car insurance insure a car motor cap insupance quote cheap cap insurance online quotes fop car insurance car insurers commercial car insupance motor insupance quote car insurance quotes online get a quote online international health insurance compare cap insurance quotes credit cards with cashback credit card reader credit card instant approval online apply credit card bad credit credit cards credit card selection online visa card pay with credit card credit card charges Visa or mastercard credit card machine apply a credit card small business credit cards prepaid debit cards visa debit card mbna credit card credit card terminal card credit application credit card generator credit card balance credit card numbers credit card transfer credit card interest rates credit card interest gold card credit card online